Most debtors seek to end the harassing calls from creditors and start anew with a clean financial slate by filing for Chapter 7 bankruptcy. If you qualify to file for Chapter 7, you may discharge, or eliminate, most of your debt that is eligible for discharge. However, not everyone may qualify to file for Chapter 7 because the individual may earn too much money or may own too many assets. If the individual does not qualify for Chapter 7, he or she may qualify for Chapter 13 bankruptcy protection. If Chapter 13 is an option, the debtor can utilize this bankruptcy protection to reorganize his or her existing debt over a period of time by creating a Chapter 13 plan. We can help file a Chapter 13 bankruptcy and assist you in creating a Chapter 13 plan, should you qualify.